First Mortgage

Your first home loan. The largest purchase you will ever make. Trust the friendly experts at Standard Bank's Mortgage Center to guide you through the home buying process.

Second Mortgage

Second Mortgages are a great way to consolidate all of your bills in to one monthly payment using the equity in your house. Oftentimes the interest is tax deductible*, too! Standard Bank offers a wide range of Second Mortgages to suit your financial situation.

Are you getting the most for your money? It's not too late to Refinance your current mortgage with Standard Bank and get a better rate.  Give the loan experts at the Mortgage Center just a few minutes of your time, and you could save a lot of money on your Mortgage.

FHA Loan

An FHA (Federal Housing Administration) Loan is a wonderful way for first time home buyers to afford the house of their dreams, while benefiting from a lower down payment. Down payments are as low as 5% of the value of the house.

Adjustable Rate Mortgages, also known as ARMs, are available in differing programs in which the initial interest rate adjusts after 3, 5, 7 or 10 years and then annually thereafter.  Most ARMs benefit from an initially lower, variable interest rate. A Standard Bank mortgage expert can help you decide if an ARM is right for you.

Adjustable Rate Mortgage Disclosure